Medicare Advantage

Primary Plan

The Trust is committed to providing our members access to high quality, affordable health benefits. We have expanded the availability of Medicare Advantage (MA) PPO plans nationwide, making it the primary plan for most Medicare members.

Your Health, Your Choice

While we believe many Trust members will enjoy these plans and benefit from its programs and lower out-of-pocket costs, in some instances the MA PPO plan may not be right for everyone. We want to reassure you that you still have a choice in health care.

If you are enrolled in the MA PPO plan but prefer the Traditional Care Network (TCN) plan or another option in your area, you can contact Retiree Health Care Connect (RHCC) at 866-637-7555 to change your plan. (Please note, if you make a change in the middle of a calendar year, any money that has been applied to your deductible and out-of-pocket maximum will not carry-over to the new plan.)

Learn More

Need specific information on coverage details, participating providers or preventive services through your new plan? Contact your health plan carrier and they can answer all your questions.

Members currently enrolled in the MA PPO Plan:
Aetna: (800) 663-0885 For all states excluding MI
BCBS: (888) 322-5616 For states of AL, FL, IN, MI, MO & TN

Members NOT currently enrolled in the MA PPO Plan:
Aetna: (855) 406-4062 For all states excluding MI 
BCBS: (877) 336-0377 For states of AL, FL, IN, MI, MO & TN

Cost Share Comparison Chart


Watch a video about your 2018 Medicare Advantage plan option

More Benefits

MA PPO plans provide Medicare members with greater value, while preserving coverage levels and access to doctors and hospitals. These plans also have lower cost share than the Traditional Care Network (TCN) plan so Medicare members can save up to $374 per member per year! See the savings below* (download it here).

The Trust is pleased to be able to offer Medicare Advantage PPO plans to all Medicare members nationwide. The health plan carrier may vary based on your primary residence.

image of the cost savings chart showcasing a $374 savings per member per year by switching to Medicare Advantage PPO from Traditional Care Network


As members become Medicare enrolled, the Trust will automatically enroll them into a Medicare Advantage plan on January 1, following the year in which they become Medicare enrolled unless they:

  • Contact Retiree Health Care Connect (RHCC) at 866-637-7555 to remain in their current plan or choose another available option.
  • Enroll in another (such as an individual) MA plan.
  • Fail to meet criteria for auto enrollment.

No Impact

Medicare Advantage plans do not impact other benefits coverage.

  • Prescription drug coverage: Express Scripts remains the prescription drug carrier.
  • Dental and vision coverage: There are no changes to dental and vision coverage.
  • Hearing coverage: AudioNet remains the hearing benefit provider.
  • Pre-Medicare coverage: Non-Medicare members do not qualify for this plan so it is not an option until they are enrolled in Medicare Parts A & B.

Not Enrolled in the MA Plan but Interested in Learning More?

Get specifics about your Medicare Advantage PPO plan directly from the carrier’s customer service unit and dedicated websites for Trust members below. Learn about coverage details, participating providers and hear firsthand testimonials from Trust members who have already enrolled in these plans.

Carrier Contacts

Aetna: (855) 406-4062
BCBS: (877) 336-0377
image with decorated text that says 96% of trust members enrolled in MA PPO plans report being more satisfied with their medical coverage